A Guide to Recent Low Rate Home Loan Offerings
The following results are based on advertised mortgage rates listed by ratecity.com.au, Mozo.com.au and infochoice.com.au as of November 7:
Lowest variable rate offerings:
| Provider | Loan name | Rate | Comparison rate* | |
| Loans.com.au | Dream Catcher blackboard special | 5.42% | 5.44% | |
| My Mortgage Freedom | Low rate (LVR up to 75%) | 5.43% | 5.74% | |
| UBank | UHomeLoan refinance only | 5.47% | 5.47% | |
Lowest one-year fixed-rate offerings
| Provider | Loan name | Rate | Comparison rate* |
| Community First Credit Union | 12 month fixed home loan | 4.99% | 6.46% |
| Greater Building Society | Ultimate Home Loan Package Standard Fixed one year | 4.99% | 6.01% |
| My Mortgage Freedom | Fixed rate (LVR <75) | 4.99% | 5.81% |
Lowest three-year fixed-rate offerings
| Provider | Loan name | Rate | Comparison rate* |
| Pacific Mortgage Corporation | PMG Fixed (three years) | 5.19% | 5.43% |
| Resi | Flexi Fix Plus 75 | 5.29% | 5.99% |
| CUA | Residential fixed three years | 5.30% | 5.9% |
*A comparison rate includes both the interest rate and the fees and charges relating to a loan, combined into a single percentage figure.
November 2012
